Health Saver Plus III
- No Referrals Needed
- You can choose any doctor nationwide
- Lifetime Maximum – $5,000,000 Per Policy
- Guaranteed Renewable until Age 65
- Calendar Year Deductible – Customize according to your budget.
$100 – $500 – $1,000 – $2,500 (*)
(*) The lower the deductible the higher the premium. The majority of our policyholders have chosen a Calendar Year Deductible of $2,500.
- Maximum Covered Benefits – per covered person per calendar year:
$100,000 – $250,000 – $1,000,000(**)
** the higher the Maximum Covered Benefits the higher the premium. The majority of our policy holders have chosen Maximum Covered Benefits of $250,000 per covered person per calendar year.
Outpatient benefits – benefits paid on an outpatient basis only. Unlike major medical policies a broad menu of services where our policyholders are treated in a physician’s office or and outpatient clinic, service charges are not subject to the Calendar Year Deductible they’ve chosen. They pay only a $50 deductible per insured.
– Physician visit
– Radiology; X-ray; EKG; Labs and injections; Brand name and generic prescriptions; Emergency Room; and Urgent Care Center
- Preventive Care Benefits; and, Daily Emergency Ambulance (both ground and air) are included in all policies.